78% of enterprises have no formal inventory of the AI systems they use . August 2, 2026 is four months away. That is the date when the EU AI Act's requirements for high-risk AI systems become broadly enforceable — covering AI used in employment decisions, credit assessment, customer due diligence, fraud detection, and a range of other applications that are not hypothetical for businesses operating in financial services, iGaming, or commercial real estate. The penalties are €1